Craig Howie

As a licensed Mortgage Professional with Dominion Lending Centres, I have access to over 30 of Canada’s lending institutions, including big banks, credit unions and trust companies. I’m familiar with a vast array of available mortgage products – ranging from first-time homebuyer programs to financing for the self-employed to financing for those with flawed credit. As a Neighbourhood Dominion Lending Centres Mortgage Professional, I work for you – not the lenders – to ensure you receive the best rates and products, available to meet your family’s needs. We will give you information to help in your choice of terms and conditions, based on your personal circumstances.

Whether you – or someone you know – is looking to purchase your very first home or upgrade to a new home, renew your existing mortgage, refinance your mortgage to free up some equity, purchase investment properties or vacation homes, or lease business-related equipment, I have access to a variety of products available to meet your unique needs.

I have one simple goal in mind – to provide you with exceptional service and the very best mortgage options to meet yours and your family’s specific needs. Please let me know if you have any questions. I look forward to serving you soon and also appreciate your referrals!

Serving Whitby, Oshawa, Ajax, Bowmanville and Brooklin.

Mortgage Education

I believe that in order for my clients to feel confident about the mortgage process and make the best decisions for them, they have to feel at ease and be able to ask questions. My goal is to stay in touch throughout the entire process, provide lots of information up front, but also make myself available whenever possible!

Home Purchase

If you are looking to purchase a property, understanding all the mortgage options available to you can seem overwhelming. That’s where I come in, I do this everyday, and I love it. I will help you make sense of all the numbers and guide you through the process.

Renew or Refinance

If you’re looking to access some of the equity built up in your home, for whatever reason, or you have a mortgage that is up for renewal in the next year, you have options! Don’t hesitate to contact me, I’d love to meet face to face and discuss your personal financial situation with you.

Happy Clients

I’ve known Craig for several years now, and I’m glad to say that I was never disappointed when I recommended him to my clients. Even when getting a mortgage was challenging for my clients he was able to help them.


Craig is a top notch guy who recently helped my wife and I with the financing of our new home. He is very knowledgeable in the mortgage industry and made sure we were aware of each step in the mortgage process. Craig is extremely professional and personable.
I would highly recommend Craig to all of my friends, family and colleagues!

Jeff Van Kessel, CPA, CA, LPA

I have worked with Craig in a number of capacities within the Rotary Club of Whitby Sunrise for several years, in particular as President.  He is highly organized, efficient, extremely competent, and has an excellent rapport with people of all ages.

Lorne Coe 

I contacted Craig after getting rate quotes from all the major banks and his quotes immediately trumped all of them. His attention to detail, service and knowledge in this space were tremendous in meeting my families needs. Beyond that, his abundance of contacts in insurance/law & real estate eased a lot of our headaches when it came to finding the right people for other services.

Brad Dart 

Craig is a great mortgage specialist, he is easy to communicate with, keeps thing short and to the point, stays focused and gets the job done quickly. He makes shopping for a mortgage simple, he zeroed in on our mortgage needs and married us up with the right mortgage product.

I highly recommend Craig as a mortgage specialist for many different mortgage needs, residential, commercial or investments.

Jay McBride 

Craig went above and beyond to deliver the best possible mortgage deal for our renewal last fall and managed to port the rate over to our new larger home that we moved into last week. He delivered on exactly what we had hoped could happen. He also facilitated the bridge loan for the overlap of possession on the 2 properties. We were extremely satisfied and would gladly recommend his services to all. Thanks Craig!

Chris Theriault 


Neighbourhood Dominion Lending Centres is an independently owned and operated mortgage franchise of Dominion Lending Centres. We specialize in creating mortgage strategies for our clients that integrate with their overall long & short term financial goals. We also educate our clients and referral partners in the areas of mortgage financing, credit maintenance and repair, and debt management.

As the number one franchise with Dominion Lending Centres in Ontario, we're able to offer our clients the very best mortgage products. When you work with Neighbourhood Dominion Lending Centres, you're in good hands!


Contact Me

I’d love to hear from you.
Please contact me anytime!