Francis Caldarola

Before becoming a Mortgage Agent, Francis spent more than twenty years in the banking and financial services industry, having worked in in both retail and commercial banking at TD Canada Trust, The Business Development Bank of Canada (BDC) and TD Commercial Banking. He has worked with and lent to first time home buyers, existing homeowners, real estate investors and businesses for all their residential, investment and commercial real estate needs.  

Francis takes pride in providing his clients a bespoke solution that is tailored to their financing needs. He works to instill confidence in his clients by providing sound advice and support to make the lending process more comfortable.

Serving the GTA, including Toronto, Vaughan, Richmond Hill, Markham, Whitchurch-Stouffville, Aurora and Newmarket.

Mortgage Education

I believe that in order for my clients to feel confident about the mortgage process and make the best decisions for them, they have to feel at ease and be able to ask questions. My goal is to stay in touch throughout the entire process, provide lots of information up front, but also make myself available whenever possible!

Home Purchase

If you are looking to purchase a property, understanding all the mortgage options available to you can seem overwhelming. That’s where I come in, I do this everyday, and I love it. I will help you make sense of all the numbers and guide you through the process.

Renew or Refinance

If you’re looking to access some of the equity built up in your home, for whatever reason, or you have a mortgage that is up for renewal in the next year, you have options! Don’t hesitate to contact me, I’d love to meet face to face and discuss your personal financial situation with you.


Neighbourhood Dominion Lending Centres is an independently owned and operated mortgage franchise of Dominion Lending Centres. We specialize in creating mortgage strategies for our clients that integrate with their overall long & short term financial goals. We also educate our clients and referral partners in the areas of mortgage financing, credit maintenance and repair, and debt management.

As the number one franchise with Dominion Lending Centres in Ontario, we're able to offer our clients the very best mortgage products. When you work with Neighbourhood Dominion Lending Centres, you're in good hands!

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